VEHICLE TYPE ANYTHING THAT CAN BE INSURED?Maybe you're curious, what kind of vehicle is allowed to be insured? According to the information we get, all types of motor vehicles in general can be insured, such as two-wheelers (scooters, motorcycles, and the like), four-wheel drive category non truck (jeeps, minibuses, sedans, and the like) as well as the vehicle in category truck / pick up / boxes and bus. Including accessories or ancillary equipment contained in the vehicle.
ANYONE WHO CAN BUY THEM FOR VEHICLE INSURANCE?There is no prohibition for anyone to insure their vehicles. All parties, including individuals and business entities also can insure that their vehicles. Include: financial institutions lender, bank, insurance object owners and others.
WHAT GUARANTEE THAT WILL BE PROVIDED BY THE INSURANCE COMPANY?Basic guarantees:
1. Comprehensif (combined)
- Combined assurance will take care of a motor vehicle damage or loss caused by:
- Theft accompanied by physical violence or preceded by threats.
- Vehicles damaged in using the ferry crossing which is managed by the directorate general of land transportation.
- Evil deeds by others.
- Fires in result by a lightning strike.
- Collisions, collisions, slips, upside down, or fall.
- The insurance company will guarantee equal and damage or even higher 75% of the insured.
- The insurance company will guarantee the total for the loss of the car due to theft.
- Accident on the driver.
- Hail, windstorm, flood, storm and or landslide.
- Liability to third parties.
- Sabotage and terrorism.
- Volcanic eruption, earthquake, and or tsunami.
- Accident of the passengers.
WHAT ARE THE THINGS THAT MAKE INSURANCE DOES NOT APPLY?Insurance is a guarantee which is beneficial to both sides, so there are some limitations or conditions that must be agreed upon. Motor vehicle insurance be insured or there is some risk that is not guaranteed, which are caused by:
- Loss / damage caused by insects / small animals, used in the race, overloaded, run in a state of disrepair, driven by people who do not have a driver's license, navigate on forbidden paths, war, reaction of atomic nuclei, construction errors or material.
- The company's losses, lost wages as a result he could not wear a motor vehicle accident.
- As a result of embezzlement
- Theft of tools and additional tools (except those mentioned in the summary of the policy)
Of course, each insurance company has a different perspective. You need to read the terms and conditions to find out more about how to use each of the insurance companies linked sites.