Have you a car? Do you already have an insurance policy for the car.? Based on the recognition Souqalmal.com through ameinfo.com, today almost half of the survey respondents in the UAE are not satisfied with their auto insurance policy. This is what I will tell you that it's important to make sure you get a policy that suits your own needs.
Some of the following things you need to know before approving a car insurance policy of your choice.How much it costs?
The price should correspond with the benefits that you will get although there are several factors that affect your car insurance costs. Try to find out if there is a discount, because this is usually available for multiple criteria.
Does age matter?
Younger drivers who usually have to pay more for insurance, because they are more likely to frequent claims. In addition, younger drivers are more likely speeding and a greater chance of accidents. Insurance will also be more expensive if you are new to driving or with vulnerable less than one year. It also varies Depending on the provider of insurance.
How to model a car?
When was your car manufactured affect the cost of insurance. The new car, particularly speedy or spec models is high, the cost of insurance is more expensive. If you are a used car, insurance companies sometimes need to check before quoting you. Best practices for an evaluation and assessment by a professional team when you buy a used car.
What is a no-claims discount?
If during your trip smooth /'ve been driving for years and never make a claim until a specified date, you can ask for a discount to your service provider to save the policy. A claim by comparing errors third parties will not usually affect your discount.
What kind of coverage do I need?
There are two types of car insurance policies: cover third party liability and comprehensive cover. Insurance costs also depend on the type of policy you choose.
For the UAE, all cars must have at least third party liability cover. As an illustration, in the case of an accident, then all your vehicle damage costs are borne entirely by yourself while insurance will cover the damage to the other parties involved. This system is a minimum level of coverage in the insurance contract and the car cheaper than a comprehensive policy.
Unlike the comprehensive policy, this side offers complete protection, such as losses due to accidents, fire, and theft. Suppose you have bought a new car, it might be better if you choose a comprehensive insurance policy. But if the cars classified as "cheap", in the sense that the price of spare parts or the machine tool, may choose less expensive insurance policy or basic third party cover is the best choice.